eyko Ideas
A forecast miss is only useful if you can explain it. A Cash Variance Analysis Playbook reads the forecast, the actual cleared cash, and the collections and payment timing behind both, then attributes the gap to specific drivers so the next forecast carries the lesson.
The Challenge
A report can tell you cash came in below forecast. It cannot tell you that a customer prepayment slipped two weeks and an early-pay decision pulled an AP run forward, so the same errors repeat next cycle with nothing learned.
Collections can land on target while the cash still misses, because the gap is timing, not performance. A line-by-line view buries that. Without separating timing effects from real shortfalls, treasury chases the wrong cause.
The reason a forecast missed should change the next forecast. When the variance is explained by hand weeks later, the assumption that caused it is still in the model, ready to miss again.
How eyko Solves It
A Cash Variance Analysis Playbook connects to your forecast, your bank feeds, and your AR and AP timing, reconciles actual cleared cash against the projection, and attributes the variance to specific drivers like prepayment timing or an early-pay pull-forward, separating timing effects from genuine collection shortfalls.
Actual closing cash came in 3.6M below the 13-week forecast for the month. The miss is not collections, which landed within 2%. It is two timing effects.
| Metric | Current | Benchmark | Status |
|---|---|---|---|
| Primary indicator | Flagged | Target | Action needed |
| Secondary indicator | Monitoring | Within range | On track |
| Trend direction | Declining | Stable | Review required |
Cash variance analysis reconciles the cash that actually cleared against the cash the forecast projected, then quantifies the gap. The Playbook reads the forecast, bank feeds, and the AR and AP timing behind both, and reports the size of the miss alongside the share that came from collections versus timing, so treasury knows whether the forecast or the period was at fault.
This is decision intelligence in practice: the what, the why, and the what next from your live data.
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View IdeaFAQ
Everything you need to know about Cash Variance Analysis.
Cash variance analysis explains why actual cash diverged from the forecast, broken down by driver rather than by line. eyko reconciles cleared cash against the projection, reads the AR and AP timing behind both, and attributes the gap to specific causes like prepayment timing or an early-pay pull-forward, so the next forecast carries the lesson.
A standard report shows the size of the miss but not its cause, and treats timing shifts like collection shortfalls. The Playbook separates timing effects from genuine misses, names each driver and its dollar impact, and recommends the model changes that stop the error repeating.
It reads from your ERP general ledger, AR and AP, and your bank feeds, alongside your existing forecast and any data platform you already run. There is no separate data project to start, and it works with systems such as SAP, Oracle, NetSuite, and Workday.
Once connected, the Playbook returns the variance attributed by driver on its next beat, in minutes rather than the days a manual reconciliation usually takes, then refreshes each cycle so recurring errors surface before they repeat.
Join the enterprises replacing weeks of manual analysis with a single prompt. See what eyko Playbooks can do with your data.
