eyko by business process
When the cash position comes in short or the forecast misses, someone has to stop and find out why. eyko finds the cause, keeps watching the balances, receipts and payments that matter, and answers the next question before it hits liquidity.
Fewer surprises in the cash position, no manual stitching of bank statements and spreadsheets.
The seven signal areas eyko watches across your Cash and Treasury Management position, live from your Cash and Treasury Pulse. Select one to explore.
Know what
PulsesA live Cash and Treasury Pulse watches cash position, receivables, payables, funding and FX exposure on a beat, and flags what moved before anyone asks.
Know why
PlaybooksPlaybooks find the root cause of the shortfall or the forecast miss, ranked, with the accounts, entities and transactions attached. No manual investigation.
Know what next
ConversationsAsk the follow-on question in your own words and get the answer from the same data in seconds, with the liquidity impact of each action.
How it works
Today a questioned number means days of reconciling bank balances, receivables, payables and the cash forecast. With eyko, the answer to one investigation becomes something that watches itself.
1 · Playbook
Run a Cash and Treasury Idea. eyko returns the ranked drivers behind the shortfall or the forecast miss.
2 · Pin
One click turns the finding into a Pulse, so the same accounts, entities and drivers are tracked on every beat.
3 · Pulse
The Pulse flags the moment receipts slow, a payment run spikes or the forecast starts to drift.
4 · Conversation
Which entity? Which customers? What if we move the next payment run? Answered in seconds, from the same data.
A new question starts a new Playbook. The loop keeps treasury and finance out of manual investigation.
Seven signal areas
Pick an area. Each one shows a Playbook finding, the Pulse it pins to, and the follow-up question teams usually ask next.
Pinned to PulseThis finding is now watched on every beat.
Net cash by week, and the weeks it runs short.
See the cash position forward, by week and by entity, and the weeks where it runs short. Reads bank feeds, scheduled receipts and payments, and the AR and AP timing behind them.
Pinned to PulseThis finding is now watched on every beat.
Which receivables will slip, and the cash impact.
Bring cash in faster and aim collections where they pay. Reads AR aging, invoice timing, payment behavior, and customer risk.
Pinned to PulseThis finding is now watched on every beat.
When to pay to protect cash within terms.
Time what you pay to protect cash without straining suppliers. Reads open payables, terms, discounts, and supplier criticality.
Pinned to PulseThis finding is now watched on every beat.
The cash trapped in the conversion cycle.
Free the cash trapped in the conversion cycle. Reads DSO, DPO, and inventory aging together, not in isolation.
Pinned to PulseThis finding is now watched on every beat.
When and how much to draw, at what cost.
Fund the business at the right time, size, and cost. Reads the debt schedule, facility headroom, rates, and covenant terms.
Pinned to PulseThis finding is now watched on every beat.
Exposure by pair, and the hedge to size.
Size and time hedges before currency moves the number. Reads forecast exposures by pair, settlement timing, and volatility.
Pinned to PulseThis finding is now watched on every beat.
What threatens the position first.
See what threatens the position first, across liquidity, funding, counterparty, and market risk. Reads the full position under stress.
The week 3 gap widened this week. Projected net cash now sits 4.2M below the operating floor, with 6.1M of receipts running late.
Week 3 net cash
-4.2MDown 1.1M
Receipts running late
6.1MUp 1.1M
Days past terms
18 daysUp 4 days
If the three accounts pay early, does week 3 clear?
Almost. Collecting 3.8M of the 6.1M lifts week 3 to 0.4M below the floor. Holding two discretionary supplier payments for five days closes the rest.
Overdue value rose again this week. 9.1M is now overdue, and three enterprise accounts hold 4.1M of it.
Overdue value
9.1MUp 0.7M
Overdue invoices
140Up 12
First-call accounts
4.1MUp 0.5M
How much of the 9.1M could we collect this month?
About 5.6M. Nearly all of the 4.1M with the three first-call accounts, plus half of the second tier, based on how those customers paid after a call before.
The next payment run is larger than usual. 7.4M falls due this fortnight, and 2.6M of it can move to its terms date without supplier impact.
Due this fortnight
7.4MUp 0.9M
Flexible to terms
2.6MUp 0.4M
Discounts at stake
1.1MUp 0.2M
Which suppliers can we pay later without breaking terms?
Nine of them, holding the 2.6M. None is a strategic supplier, and all nine are on terms of 45 days or more.
The cycle keeps lengthening. The forecast now reaches 67 days, which ties up roughly 6.0M more cash in working capital.
Forecast cycle
67 daysUp 9 days
Extra cash tied up
6.0MUp 1.4M
Added by DSO
6 daysUp 2 days
How much cash would we free if DSO held flat?
About 3.3M. DSO drives six of the nine days, so holding it flat keeps the cycle near 63 days.
The funding peak is firming up. Funding need now peaks at 5.5M in week 8, inside the 12M of undrawn facility.
Peak need
5.5MUp 0.6M
Weeks above 3M
3 weeksUp 1
Headroom at peak
6.5MDown 0.6M
What if we draw in week 7 instead of now?
A 6.0M draw in week 7 still clears the week 8 peak, saves about six weeks of interest, and Q4 receipts repay it.
Unhedged exposure grew this week. Net EUR exposure is up to 5.1M, putting roughly 0.6M at risk at current volatility.
Net EUR exposure
5.1MUp 0.8M
Amount at risk
0.6MUp 0.1M
EUR receivable
7.2MUp 0.8M
When does the EUR receivable settle?
Mostly in weeks 9 and 10. Two customers hold 5.8M of the 7.2M, so forwards sized to those two dates cover most of the exposure.
FX moved to the top of the risk view. It is now the largest unhedged risk, ahead of liquidity in week 3 and rate risk on the floating debt.
FX risk
80Up 12
Liquidity risk
45Up 5
Rate risk
35Up 3
What happens to the risk view if we hedge the EUR position?
FX drops from 80 to about 25, and liquidity becomes the largest risk, driven by the week 3 gap.
Ideas for Cash forecasting & liquidity
Every Cash and Treasury Management Idea runs as a Playbook, pins to a Pulse and opens a Conversation.
Receivables optimization
Working capital management
Conversations
Once a Playbook or Pulse shows what moved, the business always wants more. Ask it in plain language and eyko answers from your bank, AR, AP and forecast data, showing how it got there.
Why did the cash forecast miss by 2.1M last week?
Three drivers explain 81% of the miss. Customer receipts landed late, a tax payment moved forward and one intercompany transfer was booked twice.
Choose the question you need answered. eyko runs it as a Playbook across cash forecasting, receivables, payables, working capital, funding and risk.
Keep the findings that matter on a beat. Build a Cash and Treasury Pulse for the CFO or the treasury team in minutes.
When a Pulse flags a change, ask why, ask who, ask what if. Every answer shows its working.
No rip and replace. eyko reads bank, AR, AP and general ledger data straight from your ERP and treasury systems, alongside the data platform and BI tools you already use.
SOC 2 compliant. Your data stays in your environment.
FAQ
A Playbook investigates a question and finds the root cause. A Pulse keeps watching what the Playbook found and flags when it moves. A Conversation lets anyone ask a follow-on question about either, in plain language.
Yes. Any Playbook finding can be pinned to a Pulse in one click. The Pulse then tracks the same accounts, products and drivers on every beat and flags you when they move, so you do not have to rerun the investigation.
It is the layer above your treasury reporting that explains why the cash position is moving and what to do about it. BI and most treasury tools show you the balance. eyko reads the signals across your systems, finds the drivers, and returns a ranked Why and What Next. The goal is a decision, not just a dashboard.
A TMS runs treasury operations: payments, bank connectivity, deal capture. eyko sits alongside it and answers the analytical questions a TMS does not, like why next week's position is short, which receivables will slip, and where cash is trapped. Many teams run eyko on top of a TMS, an ERP, or both.
eyko reads from your ERP general ledger, AR and AP, your debt and FX records, and your bank feeds, alongside the cloud data platform or BI tools you already use. There is no separate data project to start. eyko pulls from the systems you run, including SAP, Oracle, NetSuite, JD Edwards, Workday, and Snowflake.
No. eyko connects to your source systems directly and can also read from a warehouse if you have one. You do not need to build or finish a data platform before you see a cash forecast.
Once connected, eyko returns a forecast and the drivers behind it on its next beat, in minutes rather than the days a manual 13-week build usually takes. It refreshes on a regular beat as your data changes, so the position stays current without a weekly rebuild.
eyko runs on a beat, a regular scheduled refresh, not a live continuous stream. For treasury that is the right cadence. Cash positions, receivables, payables, and debt update on daily and weekly rhythms, and a beat keeps the picture current without false precision.
eyko consolidates cash across entities and accounts into one group view, forecasts each currency on its own clock, and quantifies the translation risk in the position. It surfaces trapped or restricted balances so you can see what is truly available to the group.
Yes. Each Idea returns a starting Playbook you can adjust: change the horizon, the thresholds, the scenarios, or the segments it focuses on. The Why and What Next update with your changes.
Cash and treasury touches the rest of the business. These processes share the same signals.
